Posts Tagged ‘Money owed to the IRS’

Most people are aware that there are three main debts that are non-dischargeable; (1) Student Loans, (2) money owed to IRS or state taxing agency, and (3) back child support. However, that is not the end of the list. Here are other non-dischargeable debts that are less common, but still important to note:

(1) A judgment against you for a willful and malicious injury (i.e., assault & battery)

(2) An obligation arising from auto accident that involved alcohol

(3) If a creditor alleges false pretenses, false representations, or actual fraud

(4) If a debt is based on a false (or falsified) financial statement (i.e., a lie on a loan application)

(5) Cash advances of $750 or more taken within 70 days of filing

(6) Debts arising while acting as a fiduciary (i.e. embezzlement or larceny)

(7) Fines or penalties owed to a governmental unit

(8) Condominium dues (if the condominium is not surrendered)

LAST – AND MOST IMPORTANTLY

(9) Any debts not originally listed on your bankruptcy petition

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